While hurricane preparedness may be old hat for most residents of South Florida, it never hurts to have a refresher, and to take stock of your own preparations to be sure that when that next major storm hits, you’re ready to stand and take it.
  • Roof leak damage

Things to Check

Before you even begin gathering supplies to weather out the storm in your basement or shelter, it’s important to take stock of certain elements of your property, to make sure that your home can withstand the punishing rain and winds.
  • Roof: Take a good, detailed examination of your roof. The majority of insurance claims following a major storm relate to roof damage. See if your shingles are in good shape. Check for weak spots and vulnerabilities. Repair any damages before the storm hits—your pocketbook will thank you later. Avoiding  is hard but you must do the max
  • Home Exterior: while roof damage is the most common form of insurance claim, the wind and rain can also cause the exterior of your home to take a major pounding. Check to see if you’ve got cracks in your stucco. Make sure your windows are secure and properly installed and sealed. Do the same with doors.
  • Trees: Make sure that your trees are properly pruned and trimmed. Get rid of dead limbs and make sure any large fruits are harvested—coconuts can be like cannon balls in a hurricane. Proper tree maintenance will allow the wind to blow through the branches, instead of turning the branches into missiles.

Take Stock

After you’ve checked out the exterior of your property, it’s time to look inside. Take an inventory of everything in your home, be it photos, books, artwork, documents, musical instruments, appliances, or anything else of material or sentimental value. Take photos of everything you can, so you have a complete inventory to present the insurance company if needed. Having these photos will help you to show what you had, and will help you to obtain evidence of value, should you have to file an insurance claim from storm damage with a Public Adjuster

Do the Usual

Make sure that all of your supplies are up to date. Keep a few gallons of fresh water, nonperishable food items, fully-charged electronics, flashlights, portable radios, books, candles, and anything else you might need to weather some time without power and utilities. It’s always wise to prepare for storm season as storms are never convenient. You’ll save yourself a lot of headaches when the time comes to file an insurance claim. For more information about this blog post and additional storm preparedness tips, call Miami’s BrickHouse Inspections Today